Important Health Insurance Changes for Small Business Owners

Many Americans are conditioned to treat employer-provided health insurance as an entitlement.  This long-standing attitude stems from a system that, for decades, has precluded a large segment of the population from finding reasonably priced health insurance on their own.  Anyone with a previous victory over cancer or a child with diabetes likely knows from experience [...]

Income Planning for the New Health Insurance Subsidies

It is estimated that nearly 26 million Americans will be eligible for some form of health insurance subsidy starting in 2014 under the Affordable Care Act.  For individuals and families with incomes well in excess of 4x the federal poverty line, these subsidies will be a non-event.  However, there are several situations where the subsidies [...]

Choosing a Health Insurance Policy In the New Environment

Despite significant technology glitches, the new health insurance exchanges are open to the public and many Americans are now faced with the challenge of making heads or tails of the options.  In addition to a plethora of choices, consumers are confronted with the interaction of federal subsidies which impacts the decision and can create planning [...]

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