Should I Pay off My Mortgage or Invest?

One of the most common questions facing families and individuals is whether to accelerate mortgage payments and forego the potential mortgage interest deduction or borrow as much as possible, make minimum debt payments, and save for retirement.  Simply, is it better to save or pay off debt?  The question comes in a variety of flavors: [...]

Retirement Planning And the Future of Social Security

Lost amidst the hoopla of the Super Bowl last weekend was a historic anniversary.  75 years ago, on January 31, 1940, the first Social Security retirement check was mailed to Ida May Fuller, a legal secretary from Vermont who went to grammar school with Calvin Coolidge. 75 years after that first check, Social Security is an integral part [...]