About Jason Lina

Jason Lina is a Partner, Lead Advisor, and Chief Investment Officer at Resource Planning Group where he advises clients in financial planning matters covering investments, taxes, estate planning, retirement planning, personal finance, education planning, and insurance. He is a Chartered Financial Analyst (CFA) charterholder and a CERTIFIED FINANCIAL PLANNER™ (CFP) with over 18 years of professional experience in the financial services industry. Jason earned his MBA from the Tuck School of Business at Dartmouth College, and received his undergraduate degree (BA, History) from Davidson College where he was captain of the golf team and a first-team Academic All-American. You can find Jason's personal biography and for his contact information here: http://rpgplanner.com/jason-d-lina/

Blame Harry

The following post is an edited and abbreviated version of the quarterly investment commentary that we recently sent to RPG clients. A Jewish boy from Chicago is to blame.  Harry Markowitz – a name that anyone who has ever taken a finance course might recognize - grew up in Chicago during the Great Depression.  He [...]

Impending Tax Law Changes That May Impact You

The House of Representatives passed a bill on May 23rd known as the SECURE Act (Setting Every Community Up for Retirement Enhancement Act of 2019) which would initiate the biggest changes to retirement accounts in over a decade. The bill had bipartisan support, passing with a vote of 417-3. It now heads to the Senate [...]

When Roth is Wrong

In the book, Predictably Irrational, author and esteemed behavioral psychologist Dan Ariely wrote an entire chapter about the strong emotional impact of getting something for free.  He describes how we go back for free extra courses at the buffet despite not being hungry or how we wait in line for an hour to get a [...]

Flu Vaccines and Small Sample Sizes

I got a flu shot in the fall of 1999.  It is a seemingly trivial detail of life that should be long-forgotten but was, instead, memorialized by what followed.  A few weeks after receiving this influenza vaccine, I suffered through the historic changing of the calendar from 1999 to 2000 with a debilitating flu.  That [...]

Socrates Demystifies the Social Security Decision

The Greek philosopher, Socrates, left no known writings.  Only secondary sources exist for historians to piece together a recount of his work and teachings.  The Platonic dialogues - roughly 30 dialogues written by Socrates' student, Plato - provide the source for much of what we know about Socrates.  The dialogues generally involve Socrates as the [...]

Can Student Loans Fairly Be Labeled “Good Debt”?

Last week’s Astute Angle post explained some fallacies related to mortgage borrowing and how the free pass treatment of home mortgages as "good debt" leads to poor financial decision-making.  In response to that post, I received a few questions related to the "good debt" label of student loans that prompted another debt-centric post.  Three of [...]

The Mortgage Myths We Naïvely Believe

Baseball, apple pie, mom, Chevrolet, hot dogs, and home ownership.  Americana.  To question any of these things is un-American.  And so it becomes a largely unquestioned truth that borrowing money to buy a home is "good debt."  Home ownership, after all, is just living the American dream. But as a result of accepting this good debt [...]

Snowfall in Finland Is Above Average This Winter So Why Do The Knicks Keep Losing

You may have heard the news.  Between October 1st and December 31st, the stock market delivered its worst quarter since 2008 to culminate its worst year since 2008.  It was the stock market's worst December since 1931.  What caused the stock market selloff?   As we say often, there is rarely ever a definitive answer [...]

The Rewards of Fear

26 days into my professional career, something that had never happened before, happened.  And it was not an unprecedented event that largely went unnoticed – like the time, early in my career, when I inadvertently wore different dress shoes on my left and right feet.  While that remains memorable to at least one person, the [...]