About Jason Lina

Jason Lina is a Partner, Lead Advisor, and Chief Investment Officer at Resource Planning Group where he advises clients in financial planning matters covering investments, taxes, estate planning, retirement planning, personal finance, education planning, and insurance. He is a Chartered Financial Analyst (CFA) charterholder and a CERTIFIED FINANCIAL PLANNER™ (CFP) with over 18 years of professional experience in the financial services industry. Jason earned his MBA from the Tuck School of Business at Dartmouth College, and received his undergraduate degree (BA, History) from Davidson College where he was captain of the golf team and a first-team Academic All-American. You can find Jason's personal biography and for his contact information here: http://rpgplanner.com/jason-d-lina/

Why I Bonds May Be the Most Underappreciated Savings Vehicle

Your end of year to-do list is already overflowing.  You have to prepare and send holiday cards, put up lights, get the holiday-themed lawn ornaments up, make cookies for neighbors, prepare the guest bedroom for family, hide the elf, buy gifts, wrap gifts, mail gifts, and possibly then tackle any or all of the items [...]

Three Myths of Bonds

The two most important reasons to own high quality bonds in a portfolio are to provide diversification and to provide capital preservation.  A catchy opening line, if there ever was one.  Several big finance words (like diversification and preservation), an unexciting topic (bonds), and a subjective statement that may not seem to have actionable implications [...]

Make Informed Vehicle Purchase Decisions

In 1996, Thomas Stanley and William Danko co-wrote The Millionaire Next Door – an examination of millionaires in America and the common qualities that continuously appear among this demographic.  They spent nearly 20 years interviewing Americans with a net worth of at least $1 million and compared the behavior of what they termed “UAWs” (Under [...]

3 Suggestions for Purchasing 2019 Private Health Insurance

An estimated 20 million Americans do not have access to Medicare, Medicaid, or employer provided insurance and will be left to purchase their own health insurance in 2019.  If you’re among that 20 million, the news is relatively good.  In most states, premiums next year will be relatively flat (or even down in some states), [...]

Control the Controllables

Paul Azinger is described by many as the best Ryder Cup captain ever.  In 2008, he led what was arguably the least accomplished, least experienced, and least talented team of American golfers in the history of the Ryder Cup event – a 12-person team, missing the injured Tiger Woods and lacking a single player with [...]

What working parents can learn from the backpacking community

It is a late-April morning and you are standing at the rim of the Grand Canyon, ready to hike down to the Inner Canyon.  The temperature is a few degrees below freezing and an uncomfortably cold wind is blowing.  You have come prepared and dressed appropriately to fend off the bitterly cold wind as you [...]

Outcomes and Probabilities

German, Brazilian, English, Argentine, and Spanish football fans, take heart.  Football (or in American vernacular - soccer) is quantifiably the least predictable major sport.  In no other sport is luck such a critical determinant of the outcome.  So you have that going for you the next time you sit down with a Frenchman to discuss [...]

The Astute Angle Turns 100

On October 1, 2013, the United States government officially ran out of money and was forced to shutdown all non-essential operations as the result of a budget impasse.  For the next 16 days, national parks closed, 800,000 federal workers were furloughed without pay, and Veterans Affairs stopped sending benefit checks. In the less historically significant [...]

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Why You Should Not Own Your Best Investment Idea in a Tax-Deferred IRA

The following paraphrases a conversation that I have had many times before with friends and clients.  It is obviously never the same dialogue but the underlying advice is the same - that you should generally not own your favorite investment or can't-miss stock idea in a traditional IRA.   Me: Did you buy this stock because [...]