Medicare Open Enrollment: Important Considerations and Mistakes to Avoid

With the annual Medicare Open Enrollment upon us (October 15th – December 7th), we thought it would be helpful to highlight some key areas that you should focus on during this time to make the most of this valuable benefit. Original Medicare or Medicare Advantage – You can change between the two (from Original Medicare [...]

Children as Dependents, Kiddie Tax, and College Tax Planning Strategies – Updated

A number of years ago, we authored this article explaining why higher income parents may be well served to gift appreciated investments to their children and then have the children use the proceeds to pay for college. The article further explained how taxpayers who faced alternative minimum tax (AMT) received no tax benefit from [...]

Inflation and Interest Rates: Series I Bonds

Inflation is the sustained, upward movement of prices in an economy.  It is not defined by the price changes of a single item, rather it measures the general trend of prices paid for a wide range of goods and services, reflected by an index like the Consumer Price Index (CPI).  Generally speaking, prices for things [...]

CAPE’s Are Better Than Crystal Balls

You would never drive your car with your sight glued to the rear view mirror.  You would likely wreck or find yourself lost.  Yet many investors are guilty of that very thing.  They select stocks, mutual funds and other investments based on past performance, despite the ever-present admonition in financial literature that “past performance is [...]

Good and Bad Reasons Why High Income Earners Miss the Opportunity With 529 Plans – Part I

Related Posts: Part II: High Income Earners and the Math of 529 Contributions Is Overfunding 529s Really so Terrible? More than 50,000 visitors in 2021… click here to sign up for our newsletter and never miss a post! (Don’t worry, we will not take up too much space in your inbox.  After four fun introductory [...]

High Income Earners Fail to Appreciate the Math of 529 Plans – Part II

We made the case in this earlier post that Section 529 College Savings Plans present a huge tax saving opportunity for high income parents but that most fail to exploit the opportunity.  Based on experience and observation, we cited five reasons that parents and grandparents fail to maximize the potential benefits.  Two of those reasons [...]

Why I Bonds May Be the Most Underappreciated Savings Vehicle

Related posts on Investing in an Inflationary Environment: Deeper Dive into the Mechanics of Series I Bonds What are TIPS and how do they work? Sell Bonds in Inflationary Environments? Your end of year to-do list is already overflowing.  You have to prepare and send holiday cards, put up lights, get the holiday-themed lawn ornaments [...]

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