Blog2019-05-24T10:59:10-04:00

The Astute Angle

A fresh and simplified perspective on personal finance topics

When Roth is Wrong

In the book, Predictably Irrational, author and esteemed behavioral psychologist Dan Ariely wrote an entire chapter about the strong emotional impact of getting something for free.  He describes how we go back for free extra [...]

Flu Vaccines and Small Sample Sizes

I got a flu shot in the fall of 1999.  It is a seemingly trivial detail of life that should be long-forgotten but was, instead, memorialized by what followed.  A few weeks after receiving this [...]

By |April 19th, 2019|Categories: Financial Planning, Investment Planning, Personal Finance|0 Comments

Socrates Demystifies the Social Security Decision

The Greek philosopher, Socrates, left no known writings.  Only secondary sources exist for historians to piece together a recount of his work and teachings.  The Platonic dialogues - roughly 30 dialogues written by Socrates' student, [...]

Can Student Loans Fairly Be Labeled “Good Debt”?

Last week’s Astute Angle post explained some fallacies related to mortgage borrowing and how the free pass treatment of home mortgages as "good debt" leads to poor financial decision-making.  In response to that post, I [...]

The Mortgage Myths We Naïvely Believe

Baseball, apple pie, mom, Chevrolet, hot dogs, and home ownership.  Americana.  To question any of these things is un-American.  And so it becomes a largely unquestioned truth that borrowing money to buy a home is "good [...]

By |February 22nd, 2019|Categories: Financial Planning, Personal Finance|Tags: , , , , , |0 Comments

Snowfall in Finland Is Above Average This Winter So Why Do The Knicks Keep Losing

You may have heard the news.  Between October 1st and December 31st, the stock market delivered its worst quarter since 2008 to culminate its worst year since 2008.  It was the stock market's worst December [...]