The Astute Angle
A fresh and simplified perspective on personal finance topics
Building Legacy: Responsibility
We all have them: moments that impact us forever. Some of these moments sneak up on us, others may culminate from detailed plans and thoughtful consideration of our elders and mentors. Below are a [...]
Inflation and Interest Rates: Series I Bonds
Inflation is the sustained, upward movement of prices in an economy. It is not defined by the price changes of a single item, rather it measures the general trend of prices paid for a wide [...]
Value vs. Growth: The Power of “And”
Value or Growth? Is it finally time for Value to play catch up? The debate rages on!! Let’s take a step back for a moment to set the stage for this conversation. Do you remember middle [...]
Don’t Let “Lifestyle Creep” Derail Your Retirement Planning
Even the most comprehensive retirement planning strategy can get sidetracked if you fall victim to a phenomenon known as lifestyle creep. Lifestyle creep, sometimes called lifestyle inflation, is the term used to describe the phenomenon [...]
IRA Rollover or Leave Assets in a 401k?
In a country founded on the idea of individual freedom, Americans value the idea of choice. We inherently believe that maximizing individual freedom increases our individual welfare or happiness and that the best way to [...]
Financial Planning Strategies You Need Before Marriage
If a walk down the aisle is in your near future, financial planning might not be high on your to-do list. In fact, if you’re like most affianced couples, you might be planning to wait [...]
Financial Planning by Generation: Millennials
Financial planning and wealth management are important for everyone, no matter when they were born. However, the millennial generation – sometimes called Generation Y – face a host of significant challenges that past generations do [...]
How Risk Tolerance & Age Affect Financial Planning
Financial planners consider both age and risk tolerance when recommending how an investor might best diversify their portfolio and allocate their assets. Conventional wisdom indicates that, the closer you get to retirement age, the more [...]