The Astute Angle

A fresh and simplified perspective on personal finance topics

Cybersecurity: Resources and Advice to Stay Secure Online

Cybercrime will cost approximately $500 billion to the global economy this year and that number is expected to grow to $2 trillion by 2019.  For criminals, the reward is great, the future is bright, and the [...]

By | September 28th, 2016|Categories: Financial Planning, Personal Finance|Tags: , , |0 Comments

The Perils of Shared Home Ownership By Families and Friends

The idea of buying a vacation home together with friends has plenty of appeal.  Splitting the costs among multiple families makes the financial burden more reasonable.  Shared home ownership can make that desirable vacation home, [...]

By | September 14th, 2016|Categories: Estate Planning, Financial Planning|Tags: , , |0 Comments

Asset Location: The High Cost Mistakes People Make

Earlier this month, we published an article explaining why investors would be well served to organize their portfolios like their kitchens.  This process, one that the finance industry calls ‘asset location’, is simply intended to make [...]

Asset Location: Organize Your Portfolio Like Your Kitchen

My family’s kitchen will not be profiled on HGTV as a model of organization.  We face the practical limitations of 25-year old builder-grade cabinets and constrained space.  We also face the reality confronted by many [...]

Investing in Election Cylces

"It is a habit of mankind to entrust to careless hope what they long for, and to use sovereign reason to thrust aside what they do not fancy.” — Thucydides Immediately following the British vote [...]

By | July 21st, 2016|Categories: Investment Planning|Tags: , , , |1 Comment

More Smart Tax Planning with 529 College Savings Plans

In an article last month about saving for college, we outlined some of the many ways to handle overfunded 529 college savings plans and why these underpublicized options justify aggressive funding of 529 plans.  In the opening [...]