Can Student Loans Fairly Be Labeled “Good Debt”?

Last week’s Astute Angle post explained some fallacies related to mortgage borrowing and how the free pass treatment of home mortgages as "good debt" leads to poor financial decision-making.  In response to that post, I received a few questions related to the "good debt" label of student loans that prompted another debt-centric post.  Three of [...]

Evaluating the Cost of Education

Among the most consequential decisions that parents make is choosing the primary and secondary education venue for their children.  For parents with resources, the decision often begins with the dilemma of private vs. public school.  Parents are also often confronted with the financial costs of college education and helping a child choose between institutions with [...]

Children as Dependents and College Tax Planning Strategies

Note: An updated version of this article was posted in May 2018 to reflect the new tax law under the Tax Cuts and Jobs Act.  It can be found here: http://rpgplanner.com/college-tax-planning-strategies/   Most questions in life that begin “Can I…” ideally ought to be prefaced with the question of “Should I…”  The distinction is important.  “Can [...]