Long-Term Disability Insurance – Group vs. Individual Coverage

From an economic perspective, insurance is useful to protect against low frequency, high severity events.  Quite simply, we are well served to insure infrequent events that would be financially devastating like the loss of a home to fire or an untimely death.  This ultimately begs the question of why people purchase insurance to protect against [...]

Cheap Fouls and Unnecessary Insurance

Players in a college or high school basketball game are limited to 4 fouls and disqualified from competition upon receiving 5 fouls.  This limitation is intended to discourage players from consistently fouling to maintain the pace of play. In basketball, there are good fouls and bad fouls.  A good foul could be the result of commendable [...]

10 Best Personal Finance Websites

According to Google Dashboard, I currently maintain 663 bookmarks in my Chrome browser, sorted among 53 different folders.  All of these websites were important enough that at one point, I elected to bookmark them.  The overwhelming majority are websites that have something to do with personal finance, investments, taxes, insurance, debt, or other financial planning [...]

By |Financial Planning|0 Comments