Dismissing High Deductible HSA Plans Is a Costly Mistake

This time of year means open enrollment season and that means battling a consistent bevy of confusing acronyms: FSA, HSA, HRA, PPO, HMO, POS, and on.  Reorienting every year to the different meanings, rules, and benefits of these acronyms is akin to relearning the scoring rules of curling every four years.  Most Americans are interested [...]

Cheap Fouls and Unnecessary Insurance

Players in a college or high school basketball game are limited to 4 fouls and disqualified from competition upon receiving 5 fouls.  This limitation is intended to discourage players from consistently fouling to maintain the pace of play. In basketball, there are good fouls and bad fouls.  A good foul could be the result of commendable [...]

10 Best Personal Finance Websites

According to Google Dashboard, I currently maintain 663 bookmarks in my Chrome browser, sorted among 53 different folders.  All of these websites were important enough that at one point, I elected to bookmark them.  The overwhelming majority are websites that have something to do with personal finance, investments, taxes, insurance, debt, or other financial planning [...]

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