When Roth is Wrong

In the book, Predictably Irrational, author and esteemed behavioral psychologist Dan Ariely wrote an entire chapter about the strong emotional impact of getting something for free.  He describes how we go back for free extra courses at the buffet despite not being hungry or how we wait in line for an hour to get a [...]

Roth 401(k) or Traditional 401(k)?

An important issue that often arises for working professionals seeking to save for retirement is whether to utilize a Traditional 401(k) or Roth 401(k) for retirement savings.  Although this dilemma may seem utterly confusing and resultantly receive less thought than the decision of whether to accept an old co-worker’s Facebook friend request, it can have a [...]