Two Underutilized and Critical Steps to Protect Your Credit

The “Heartbleed” Internet security bug recently brought the important issue of personal information security into the spotlight.  While the Heartbleed bug was widespread and allowed scammers access to personal information including Internet usernames and passwords, it does not cause reason to panic.  Most financial institutions, including Charles Schwab and TD Ameritrade, did not use the vulnerable [...]

Important Health Insurance Changes for Small Business Owners

Many Americans are conditioned to treat employer-provided health insurance as an entitlement.  This long-standing attitude stems from a system that, for decades, has precluded a large segment of the population from finding reasonably priced health insurance on their own.  Anyone with a previous victory over cancer or a child with diabetes likely knows from experience [...]