The Astute Angle

A fresh and simplified perspective on personal finance topics

The Harsh Realities of Individual Bond Investing

Spend any time working in the kitchen of a restaurant and you will think of restaurants very differently going forward.  Following a short experience in a restaurant kitchen during college, I’ve never once sent a [...]

Why The Failure of the Fiduciary Rule Could Still Benefit Consumers and Fiduciary Advisors

Over the past two months, this blog has attacked guaranteed income annuities and the purported advantages of leasing a vehicle, assuredly triggering ill sentiment from annuity salespeople and auto dealerships.  Given the recent string of controversial [...]

Stocks at an All-Time High

“Congratulations.  I always thought that record would stand until it was broken.”  -Yogi Berra in a telegram to Johnny Bench after Bench broke Berra's record for most home runs as a catcher.   We recently [...]

By | February 28th, 2017|Categories: Financial Planning, Investment Planning|Tags: , , , |0 Comments

The Benefits of Leasing a Vehicle…Debunked

There are some can't miss ways to start an argument.  Talk politics in a diverse room.  Attend a Michigan home football game wearing an Ohio State jersey.  Suggest that The Rolling Stones were better than the Doors and [...]

By | February 22nd, 2017|Categories: Financial Planning, Personal Finance, Tax Planning|Tags: , , |0 Comments

Guaranteed Income and No Risk of Principal – Too Good to be True?

It is difficult to go more than a week without seeing or hearing advertisements for an investment that guarantees zero risk of principal loss, promises an attractive return (5-10% per year), and ensurers lifetime income that never [...]

Q4 2016 Investment Commentary: Planning vs. Prognosticating

Last Friday here in Atlanta, local businesses closed, restaurants shut their doors by late afternoon, school activities were cancelled, and the Atlanta metro region went under a State of Emergency in anticipation of a debilitating [...]