The Astute Angle
A fresh and simplified perspective on personal finance topics
Retirement Planning: Should You Rollover Your 401k to an IRA?
If you’ve recently parted way with an employer, it’s easy to forget about your 401k in all the frenzy. But eventually, you’ll get a statement and remember that the account is still there. Often, people [...]
Three Reasons for the Self-Employed to Consider a Certified Financial Planner Relationship
Self-employed individuals and owners of small businesses face a unique set of challenges when it comes to wealth management and investment planning. Managing two budgets with different timing needs can be daunting. Cash management strategies [...]
CAPE’s Are Better Than Crystal Balls
You would never drive your car with your sight glued to the rear view mirror. You would likely wreck or find yourself lost. Yet many investors are guilty of that very thing. They select stocks, [...]
The Other Side of the Giving Coin
December. We began with a plan to post a technical article about risk management considerations: market risk, goal risk, liquidity risk; how an investor might balance each of these through their investing career – truly [...]
Guaranteed Income and No Risk of Principal – Too Good to be True?
It is difficult to go more than a week without seeing or hearing advertisements for an investment that guarantees zero risk of principal loss, promises an attractive return (5-10% per year), and insurers lifetime income [...]
Tips on Handling Market Volatility
Few phrases are more dreaded in personal financial management than “market volatility.” If you’re like most people, the urge to call your financial advisor gets stronger when any of the leading indicators make a jump [...]
Good and Bad Reasons Why High Income Earners Miss the Opportunity With 529 Plans – Part I
Related Posts: Part II: High Income Earners and the Math of 529 Contributions Is Overfunding 529s Really so Terrible? More than 50,000 visitors in 2021… click here to sign up for our newsletter and never [...]
How the Pandemic Can Affect Retirement Planning
Anyone who remembers the stock market crash of 2007 and the recession that followed may remember the panic and devastation this caused for newly retired individuals and those about to begin retirement. Work with the [...]